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Big fish Business

PERSONAL LOAN

LET’S KNOW ABOUT OUR SERVICES

Personal Loan Service

Enhance your financial flexibility and achieve your goals with Bigfishbusiness’s Personal Loan Services. Whether you need to consolidate debt, cover unexpected expenses, or fund a major purchase, our personal loans offer competitive rates, flexible terms, and personalized solutions to fit your unique needs. Let us help you take control of your finances and unlock new opportunities today.

 
 
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Personal Loan Eligibility

Anyone can apply for our personal loan online, as long as you meet five basic criteria mentioned below. If you meet all the eligibility criteria of our online personal loan, you will need a set of personal loan documents to complete your application process. With our online personal loan application, you can get an instant approval for up to Rs. 40 lakh. Meet the easy personal loan eligibility parameters and complete your basic documentation to avail the money you need within 24 hours* of approval.

Eligibility criteria

  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.
  • Customer profile: Self-employed or Salaried

List of Documents Required

  • KYC documents (Valid Photo ID Proofs)
  • PAN Card
  • Last 2 years’ ITR as proof of income (for self-employed individuals)
  • Salary Slip (latest 3 months)
  • Salary account statement (latest 6 months)
  • Signature Verification Proof

Frequently Asked Questions

What is a personal loan and how does it work?

A personal loan is a type of credit facility that you can avail of to pay your financial obligations without providing any kind of security or collateral. These online loans are provided without end-use restrictions; thus, they can be used for a variety of purposes. Whether it's a medical emergency, a home renovation, or a wedding, a personal loan can be an excellent way to manage your expenses. You can get a personal loan of up to Rs. 40 lakh with minimal documentation and an easy loan application process.

What is the annualised rate of interest and repayment tenure of personal loan offered by Bajaj Finance Limited?

The annualised rate of interest (% p.a.) is the cost that the borrower must pay for money borrowed from the lender. The interest is payable on principal loan amount basis the loan tenure opted. We offer personal loans with an annualised interest rate ranging from 11% to 32% p.a. which can be repaid over tenures between 6 months to 96 months.

What are the uses of personal loan?

You can take a Bajaj Finserv Personal Loan for several scenarios such as:
  • Medical emergency
  • Wedding
  • Higher education
  • Home expenses
Our instant personal loan comes with no end-use restrictions, allowing you to meet a wide variety of expenses comfortably. Getting an emergency loan online can help you manage difficult situations without worrying about finances.

What are the eligibility criteria and documents required for a personal loan?

To get a quick personal loan, you only need to meet a few basic personal loan eligibility criteria:
  • You must be between 21 years and 80 years* of age
  • You must be a salaried individual employed with an MNC, public or private company
  • You must be a residing citizen of India
  • If you meet the salary requirement based on your city of residence, you can qualify for the loan.
  • You will be asked to submit the following documents to get a personal loan:
  • Passport-size photographs
  • KYC documents – Aadhaar, PAN, voter’s ID, driving licence, passport
  • Bank account statements for the previous 3 months
  • Salary slips for the last 3 months